Swachh Bharat Abhiyan

Nearly 18 months after Prime Minister Narendra Modi launched the Swachh Bharat Abhiyan, Mysuru in Karnataka has retained the top spot as India’s cleanest city out of 73 cities with a population of 1 million or more. The ministry of urban development ranked 73 cities for their work in different areas of sanitation. Under the Swachh Survekshan-2016, Mysuru retained the top spot it had earned last year when 476 cities with a population of over 1 lakh each were surveyed. It is followed by Chandigarh (best in north zone), Tiruchirapalli and New Delhi’s NDMC (best among Smart Cities). Interestingly, Varanasi from where Modi contested the 2014 Lok Sabha elections comes in at rank 65.  Four cities –Visakhapatnam, Surat, Rajkot and Gangtok – entered the Top 10 list while Navi Mumbai, Chennai, Pune and Nashik have dropped out.

India five dirtiest cities are Meerut, Patna, Itanagar, Asansol and Dhanbad. Minister for urban development, Venkaiah Naidu stated that all cities with a population of over 1 lakh would be surveyed for cleanliness every year. While NDMC makes it to the top 5, South MCD has been ranked 39, North MCD 42, while East MCD is lower at 52. The best performer among mega cities is surprisingly Greater Mumbai at rank 10 while Gangtok has been rated the best among capitals and in the North-East region. While Chennai is ranked 36, it is followed by Gurgaon and Bengaluru (38). Rajkot in Gujarat has been the best performer in door-to-door collection and transportation of solid waste and sweeping.

Results are based on the marks scored with respect to the components of the Swachh Bharat Mission. This includes availability of infrastructure and service levels related to sanitation such as individual household toilets, public and community toilets and collection, transportation and processing of municipal solid waste.

The ministry of urban development has classified the cities into four categories. The top 15 cities which scored more than 70% of the total 2000 marks are categorized Leaders; 20 cities (ranks 16-35) with 60-70% scores have been termed Aspiring Leaders, 18 cities (ranks 36-53) with 50%-60% scores need to accelerate their efforts and the 20 cities (ranks 54-73) with scores below 50% have been termed Slow Movers. These cities need to work harder to improve sanitation. The MoUD believes that as such surveys  happen every year, there will be a greater degree of churn to getter a better rank.

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RBI's new lending norms

The Reserve Bank of India (RBI) on Thursday unveiled new guidelines on how banks can calculate their lending rates in a bid to make them more closely based on market rates and allow quicker transmission of the monetary policy. The new norms will come into effect on April 1, 2016.

According to the RBI, banks will set their lending rates under the marginal cost of funds (deposits) every month, which will be based on the rate offered on new deposits, which would reflect the market rates. Many banks had sharply cut deposit rates recently but their lending rate reduction has failed to match deposit rates.

“While these guidelines will benefit new customers, existing customers will also have an option to shift to the new regime with some conditions. Sufficient time has been given to banks to switch over to the new regime. We have moved closer to international manner of benchmark rates,” SBI chairman Arundhati Bhattacharya said. Under the current system, banks set their lending rates based on the average rate of outstanding deposits, a system that had given them more freedom to determine how much to charge.

“Existing loans and credit limits linked to the Base Rate may continue till repayment or renewal, as the case may be. Existing borrowers will also have the option to move to the marginal cost of funds based on lending rate (MCLR) linked loan at mutually acceptable terms. Banks will continue to review and publish Base Rate as hitherto,” the RBI said in the final guidelines.

Apart from helping improve the transmission of policy rates into the lending rates of banks, the new RBI measures may also improve transparency in the methodology followed by banks for determining interest rates on advances. The guidelines are also expected to ensure availability of bank credit at rates which are fair to the borrowers as well as the banks. Further, marginal cost pricing of loans will help the banks become more competitive and enhance their long-run value and contribution to economic growth.

Banks will review and publish their MCLR of different maturities every month on a pre-announced date. “Banks may specify interest reset dates on their floating rate loans. They will have the option to offer loans with reset dates linked either to the date of sanction of the loan/credit limits or to the date of review of MCLR. The periodicity of reset shall be one year or lower,” the RBI said.

“MCLR will be a tenor-linked internal benchmark. Actual lending rates will be determined by adding the components of spread to the MCLR,” the RBI said. It was observed that Base Rates based on marginal cost of funds are more sensitive to changes in the policy rates, it added.

Unveiling the bi-monthly monetary policy earlier this month, RBI Governor Raghuram Rajan said the marginal cost of fund calculation offers banks flexibility to move more quickly while the base rate calculated under the average cost will not allow them to do so and react to competition from the markets.

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governer's opinion

THIRUVANANTHAPURAM, FEB 15:

  

Reserve Bank Governor Raghuram Rajan has stressed that neither the regulator nor the government favours undervaluation of exchange rate as a way to sustain growth in the economy.

He said this while delivering the inaugural address at the India MSME Summit 2016 hosted by the Confederation of Indian Industry.

"When people look at growth of countries like China, Japan and Korea, sometimes they argue that the way enterprises grew was through an undervalued exchange rate...and that what we should try in India is undervalue the exchange rate and grow on that basis," Rajan said.

There are lots of problems with undervaluation of the exchange rate, some of which is reflected in the conditions these countries find themselves in today.

"I personally believe that sustained undervaluation over a long period of time is not a feasible or desirable strategy.

"Which is why I firmly believe that the RBI’s philosophy of not focusing on the level of exchange rate and trying to manipulate it up or manipulate it down... but trying instead to minimise situations of extreme volatility and intervening in situations when the exchange rate becomes extremely volatile in either direction is the right one....""

Exchange rate will not be a source of either comparable advantage or comparable disadvantage, Rajan said.

"We want to make it reasonably predictable, reasonably stable but the advantage will come from the capabilities of the small and medium enterprises...from their cost-effectiveness, innovativeness, the ideas, from the systems, rather than some kind of exchange rate undervaluation. That is not any way the intention of the Reserve Bank and the Government of India," he added.

BY THE HINDU

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DAILY GK UPDATE 14-15TH FEB

DAILY GK UPDATE 14-15TH FEB

 Make in India Week: 3 MoUs worth Rs 21000 crore signed

• Three Memorandum of Understandings (MoUs) envisaging total investment of 21,000 crore rupees were signed on the first day of the Make in India Week in Mumbai, Maharashtra.
• These MoUs were signed in the presence of Prime Minister Narendra Modi and Maharashtra Chief Minister Devendra Fadnavis.
• TwinStar Display Technologies subsidiary of Sterlite Group Company has inked MoU with Maharashtra Industrial Development Corporation (MIDC) to set up an LCD manufacturing unit in technical collaboration with Autron of Taiwan with an investment of 20,000 crore rupees. 
• Raymond Industries and MIDC have inked MoU as part of ‘Farm to Fabric’ initiative. 
• Hindustan Coca Cola Beverages, Jain Irrigation Pvt Ltd and Department of Agriculture and Marketing of Maharashtra have inked MoU for setting up a juice manufacturing facility to support farmers growing oranges in Vidarbha region of state.

 Indo-Seychelles joint military exercise begins 

• The Seventh Joint Military Training Exercise between the Indian Army and the Seychelles People’s Defence Forces (SPDF) – LAMITYE 2016, began at Seychelles Defence Academy (SDA), Victoria, Seychelles from 15 February to 28 February 2016. 
• India and Seychelles have been conducting joint exercises since 2001 & ‘Exercise Lamitye’, which means friendship in Creole (local dialect), is conducted biennially with the aim of enhancing military cooperation and interoperability between the two countries. 

BHU celebrates Diamond Jubilee 

• Banaras Hindu University (BHU) founded by Freedom fighter Pt Madan Mohan Malviya has turned 100 years on 13th February 2016. BHU was founded as important seat of higher education in 1916. During time of its establishment it was first university in India that was the result of a private individual’s efforts. 

For the first time Scientists discover Gravitational Waves 

• Scientist for the first time have discovered Gravitational Waves (GW) that were hypothesised by Albert Einstein in 1916. 
• These waves were detected by the scientists working at two LIGO (Laser Interferometer Gravitational-wave Observatory) facilities in United States. 
• LIGO scientists have detected these gravitational waves produced by collision of two black holes located 1.3 billion light years away from earth. 
• The LIGO experiment has 4km long L-shaped tunnels and uses lasers to measures changes in the distance between two ends. 

Vilas Tonapi appointed as Director of IIMR 

• Dr. Vilas A. Tonapi has been appointed as Director of Indian Institute of Millets Research (IIMR). 
• Prior to this appointment, he was working as the Principal Scientist at Seed Science and Technology of the IIMR. 
• IIMR is the central agency to work on all aspects of millets research and development under the aegis of Indian Council of Agricultural Research (ICAR).

 UK daily “Independent” to go online-only 

• One of Britain’s leading daily newspapers, “The Independent”, announced it will end its print edition and switch to digital only mode from next month amid falling readership. 
• Launched in 1986, the editorial team at The Independent is currently led by an Indian-origin editor Amol Rajan and is known as a campaigning voice among media outlets in the UK. 
• The Independent has a total circulation of around nearly 60,000, making it one of Britain’s least-read newspaper.

India third most disaster prone in 2015: UN report 

• India has been ranked third among the top five most disaster-hit countries in 2015. 
• After China and the US, which have been hit by 26 and 22 disasters respectively last year, India is the most affected country having suffered 19 disasters in 2015, according to a study released by the United Nations Office for Disaster Risk Reduction (UNISDR). 
• The head of UNISDR, Robert Glasser, said 2015 was the hottest year on record and this has confirmed that weather and climate-related disasters now dominate trends linked to natural hazards. 

Canada, US, Mexico ink MoU to Cooperate on Climate Change 

• Canada, United States (US) and Mexico have signed a Memorandum of Understanding (MoU) on Climate Change and Energy Collaboration to tap into energy cooperation among three countries. 
• The MoU was signed at the North American Energy Ministers Meeting held in Winnipeg, Canada and hosted by Canada’s Minister of Natural Resources Jim Carr.

Vidya Balan awarded Pride of Kerala Award 

• Bollywood actress Vidya Balan has been awarded with the ‘Pride of Kerala’ Award by the World Malayalee Council and Kairali TV. 
• National award-winning actress hails from Kerala and had made her debut in Bollywood in 2005 in Parineeta. 

West Indies wins ICC U-19 Cricket World Cup 2016 

• West Indies for the first time has won the ICC U-19 Cricket World Cup by defeating three time champions India by five wickets played at Mirpur (Bangladesh). 
• Man of the match: Keacy Carty (West Indies) 
• Player of the tournament: Mehidy Hasan Miraz (Bangladesh)

Film on conservation efforts by Nagaland villagers wins award 

• ‘Nagaland is changing, But…’ film has won the Golden Beaver Best Film Award in the institutional category at the 6th National Science Film Festival held in Mumbai. 
• It also has received the technical excellence award for best sound design at the festival. 
• The film is based on conservation efforts by villagers and has been directed by Gurmeet Sapal.

Vinita & Nilesh of Lupin win EY Entrepreneur of the Year 2015 

• Vinita Gupta, Chief Executive Officer and Nilesh Gupta, Managing Director of Lupin Ltd, who brought about a phenomenal transformation at Lupin with spectacular growth in global and domestic markets, while creating tremendous value for stakeholders in a relatively short span of time, were named the EY Entrepreneur Of The Year 2015.
• They will now represent India at the EY World Entrepreneur of the Year Award (WEOY) in Monte Carlo from 7-12 June 2016. 
• F. C. Kohli, former Vice-Chairman of Tata Consultancy Services (TCS), has been honored with the Lifetime Achievement Award for his pioneering contribution towards the Indian software industry and nation-building. 

President presents Infosys Prizes

• President Pranab Mukherjee on Saturday felicitated six winners of Infosys Science Foundation Prizes 2015 for their outstanding contribution in their fields. 
• The winners are Umesh Waghmare in engineering and computer science category, Jonardon Ganeri for humanities, Amit Sharma in life sciences, Mahan Maharaj in mathematical sciences, G. Ravindra Kumar in physical sciences and Srinath Raghavan in social sciences.

69th BAFTA Awards 2016 

• The 69th British Academy of Film and Television Arts (BAFTA) held at the Royal Opera House in London. 
• This year the BAFTA awards were conferred for the outstanding performances in films and documentaries screened at British Cinemas in 2015.
•  Best Film: The Revenant. 
• Outstanding British Film: Brooklyn. 
• Best Director: Alejandro G. Iñárritu (The Revenant). 
• Best Actor: Leonardo DiCaprio (The Revenant). 
• Best Actress: Brie Larson (Room).

Indian Ambassador to Tajikistan Biraja Prasad passes away 

• India’s Ambassador to Tajikistan Biraja Prasad passed away following a massive cardiac arrest. 
• He was the youngest Indian Foreign Service (IFS) officer to be appointed as India’s Ambassador to any country.

Jnanpith-winning poet O.N.V Kurup passes away 

• Noted Malayalam poet and lyricist O N V Kurup passed away in Thiruvananthapuram, Kerala.
• He was 84. He was popularly known as “ONV”, Ottaplakkal Nambiyadikkal Velu Kurup and had made significant contributions to the Malayalam film music.

USTDA, Andhra Pradesh government ink pact to develop Visakhapatnam as Smart City 

• VISAKHAPATNAM: US Trade and Development Agency ( USTDA) today inked an agreement with the Andhra Pradesh Government to develop infrastructure, communications and data systems in Visakhapatnam, in line with its goal to become a Smart City.
• The grant agreement was inked in the presence of Andhra Pradesh Chief Minister Chandrababu Naidu. 

Bonanza for Maharashtra on first day of Make In India Week

• Mumbai: Maharashtra got a bonanza on the inaugural day of the Make In India Week expo on Saturday with three major MoUs, worth over Rs 21,400 crore, signed in the presence of Prime Minister Narendra Modi here.

• They include one between Sterlite Group`s TwinStar Display Technologies and Maharashtra Industrial Development Corporation (MIDC) to set up a LCD manufacturing unit - Panel FAB - in technical collaboration with Autron, Taiwan.

• The project entails an investment of Rs 20,000 crores and the location of the proposed plant will be decided shortly.

• The second MoU is between Hindustan Coca Cola Beverages Pvt. Ltd, Jain Irrigation Pvt. Ltd and the Maharashtra government to set up a juice manufacturing facility to support farmers growing oranges in Vidarbha, or the eastern part of the state.

• The project intends to offer higher value to orange growers, generate gainful employment and benefit 5,000 farmers with an average landholding of two acres each.

• The third agreement was signed between Raymond Industries and MIDC as part of the `Farm to Fabric` initiative of the government.

• Raymond will invest Rs 1,400 crore for a plant to manufacture linen yarn and fabric and garmenting in Amravati district of eastern Maharashtra.

• The plant will come up at the Nandgaon Textile Park which will procure cotton from farmers in the district and other parts of Vidarbha region hit by farmland suicides.

• The MoUs were exchanged in the presence of Modi, Governor C.V. Rao, Chief Minister Devendra Fadnavis, Industry Minister Subhash Desai, Minister of State for Industry Pravin Pote, Chief Secretary Swadhin Kshatriya, senior state government and departmental officials and executives of the concerned companies attending.

Facebook’s first employee in India, Managing Director Kirthiga Reddy steps down

• Facebook India’s Managing Director, Kirthiga Reddy, on Friday announced that she is quiting from her current position to relocate to Facebook’s headquarters at Menlo Park, California.

• Kirthiga Reddy joined Facebook in 2010 as its first employee in India. According to an update on her Facebook page Reddy said she would be relocating to the United States in the next 6-12 months.

M. Devaraja Reddy is new ICAI president 

NEW DELHI: The Institute of Chartered Accountants of India (ICAI) has elected M. Devaraja Reddy as its new President. Reddy, who has been a chartered accountant for 28 years, has as Vice President of ICAI for the Council Year 2015-16. He'll have tenure of one year, a statement from ICAI, the apex body of Indian Chartered Accountants said in a statement. 

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Banking sector set for massive transformation, says Rajan

New institutions, products will offer competition to large banks: RBI Governor

“Will anyone in the audience lend money at an interest rate of 4 per cent to this gentleman?” Reserve Bank Governor Raghuram Rajan asked his audience here on Saturday, when a businessman wanted to know why the RBI kept the bank interest rate high while in many countries loans were as cheap as 4 per cent.

“No, nobody will,” the Governor answered himself. “Because, those depositing money in the banks expect a high interest rate.” Without the expectation of a high interest rate, people will not save and without savings there will be no investment and there will be inflation too, Rajan explained.

“As a regulatory body, we (RBI) have to be conservative; we put up bumps in the road in order to check those who are speeding fast.” Such bumps keep the financial system from heading into trouble. Like in the Chinese fable, the RBI is moving forward in the murky river stepping from one stone to another feeling each stone cautiously, Rajan said at the KP Hormis Commemorative Lecture, organised by Federal Bank. He also underscored the importance of keeping inflation under leash.

He said the banking sector was in need of more competition. This will happen soon with new institutions and new products coming. The small-finance banks and payment banks will offer competition to large banks which will be forced to adapt and cut operating costs. Competition would increase small businesses’ access to credit.

Rajan said three new structures will come into play in the market: trade receivables exchange which will tremendously help small businesses; an ‘e-mail-like’ address that will facilitate immediate transfer of funds and alliance of Internet market places and financial service firms. The new players in the market will cause a massive transformation in the existing banks which will need a new skill-set, new talent bank to stand up to the competition. All these developments will bring in massive transformation as well as huge opportunities for the banking system.

The Governor highlighted the importance of co-opting ‘Aadhar’ into the financial services sector. The Aadhar had immense possibility of being used as a collateral, particularly for student loans. “Your good name is your collateral; if you default once, you will never get a bank loan again.”

He called for professionalising public-sector bank managements and infusing the boards with new capabilities and skills. But, to attract new capabilities, the banks will have to offer decent compensation. On financial inclusion, Rajan said people should be hand-held about managing credit. Providing credit should be the last stage in the cash-savings-insurance-credit stages of financial inclusion. “First savings, then credit should be the approach,” he said.

by the hindu

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QUIZ 13 FEBRUARY 2016

Ques. : 1 Which of the following Indian IT firms is all set to buy the US-based HealthPlan Services for $460 mn?
1) Wipro
2) Infosys
3) TCS
4) HCL
5) Tech Mahindra
Answer:- 1) Wipro

Ques. : 2 A temporary account held by a third part which operates until the completion of a transaction process between two parties is called
1) virtual account
2) current account
3) buffer account
4) escrow account
5) nostro account
Answer:- 4) escrow account

Ques. : 3 Which of the following countries topped the US Chamber of Commerce-International Intellectual Property Index 2016?
1) Singapore
2) Norway
3) UK
4) US
5) Japan
Answer:- 4) US

Ques. : 4 Which state signed a joint venture pact for infrastructure development with the Indian Railway recently? It is the fifth state to sign such pact.
1) Jharkhand
2) Bihar
3) West Bengal
4) Assam
5) Chhattisgarh
Answer:- 5) Chhattisgarh

Ques. : 5 India signed nine pacts, including on cyber security and infrastructure investment, with which gulf country recently? It is the third largest trading partner of India after the US and China.
1) Saudi Arabia
2) Iran
3) UAE
4) Bahrain
5) Kuwait
Answer:- 3) UAE

Ques. : 6 Anirban Lahiri is associated with which of the following games?
1) Shooting
2) Golf
3) Snooker
4) Squash
5) Chess
Answer:- 2) Golf

Ques. : 7 As per a study by the UN Office for Disaster Risk Reduction (UNISDR), hit with 19 disasters in 2015, India stands at _____ position among disaster affected countries.
1) third
2) fourth
3) fifth
4) seventh
5) ninth
Answer:- 1) third

Ques. : 8 The European Space Agency (ESA) announced to bid final good bye to the Philae lander recently. Philae landed on _______ for the first time.
1) Pluto
2) Mercury
3) Comet 67P/Churyumov-Gerasimenko
4) Titan
5) Jupiter
Answer:- 3) Comet 67P/Churyumov-Gerasimenko

Ques. : 9 The Inter-University Centre for Astronomy and Astrophysics (IUCAA), which contributed to the landmark Gravitational waves discovery, is located in
1) Hyderabad
2) Mumbai
3) Bengaluru
4) Pune
5) Chennai
Answer:- 4) Pune

Ques. : 10 The tainted umpire Asad Rauf was recently banned for five years by the BCCI. He belongs to
1) Bangladesh
2) Pakistan
3) Afghanistan
4) Sri Lanka
5) Zimbabwe
Answer:- 2) Pakistan

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QUIZ 11 FEBRUARY 2016

Ques. : 1 Joshna Chinappa clinched a gold medal in a women's singles match in South Asian Games recently. She plays
1) Tennis
2) Badminton
3) Squash
4) Table Tennis
5) Billiards
Answer:- 3) Squash

Ques. : 2 Which of the following teams won the Chappell-Hadlee Trophy cricket tournament recently?
1) England
2) Australia
3) New Zealand
4) South Africa
5) None of these
Answer:- 3) New Zealand

Ques. : 3 When Banks and Primary Dealers (PDs) borrow funds for a period exceeding 14 days, it is called
1) Call money
2) Notice money
3) Term money
4) Repurchase agreement
5) None of these
Answer:- 3) Term money

Ques. : 4 Justice Dhirendra Hiralal Waghela has been appointed the Chief Justice of which of the following High Courts recently?
1) Delhi High Court
2) Gauhati High Court
3) Karnataka High Court
4) Bombay High Court
5) Orissa High Court
Answer:- 4) Bombay High Court

Ques. : 5 India plans projects totaling ________ in public and private investments in the north-eastern region to double oil and gas output in the next 15 years.
1) Rs 1.1 tn
2) Rs 1.3 tn
3) Rs 1.5 tn
4) Rs 1.7 tn
5) Rs 2.3 tn
Answer:- 2) Rs 1.3 tn

Ques. : 6 _________ took over as New Secretary, Railway Board recently.
1) Parameshwaran Iyer
2) KK Jalan
3) Kamlesh Kumar Pandey
4) RK Verma
5) Archana Ramasundram
Answer:- 4) RK Verma

Ques. : 7 Morocco has switched on what will be the world's largest concentrated solar power plant near the city of Ouarzazate. The capital city of Morocco is
1) Nassau
2) Rabat
3) Yerevan
4) Luanda
5) Tirana
Answer:- 2) Rabat

Ques. : 8 The National Deworming Day is celebrated in India every year on
1) 4 Feb
2) 8 Feb
3) 9 Feb
4) 10 Feb
5) 12 Feb
Answer:- 4) 10 Feb

Ques. : 9 Which of the following countries will host the 2017 Women’s World Cup?
1) India
2) England
3) South Africa
4) New Zealand
5) Australia
Answer:- 2) England

Ques. : 10 INS Viraat is all set to be converted into a luxury hotel to attract tourists once it is decommissioned from service in Jun 2016. It is one of the world’s oldest
1) guided missile destroyers
2) torpedo launch and recovery vessels
3) anti-submarine warfare carrier
4) diesel-electric submarines
5) aircraft carriers
Answer:- 5) aircraft carriers

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QUIZ 10 FEBRUARY 2016

Ques. : 1 Which of the following statements is NOT correct with respect to IFSC used in NEFT transactions?
1) IFSC stands for Indian Financial System Coordination
2) It is an alpha-numeric code of 11 characters.
3) The first 4 alpha characters represent the bank.
4) The last 6 characters represent the branch.
5) The 5th character is 0 (zero).
Answer:- 1) IFSC stands for Indian Financial System Coordination

Ques. : 2 The ambitious national optical fibre network project of India is named
1) BharatSoft
2) iWay
3) BharatNet
4) BharatEway
5) National Eway
Answer:- 3) BharatNet

Ques. : 3 Sushil Koirala, who died recently, was the former Nepalese
1) ambassador to India
2) Prime Minister
3) President
4) permanent representative at UN
5) King
Answer:- 2) Prime Minister

Ques. : 4 __________ has been officially named as the best-selling artist worldwide in 2015.
1) Beyonce Knowles
2) Shakira
3) Taylor Swift
4) Jennifer Lopez
5) Adele
Answer:- 5) Adele

Ques. : 5 RK Pachauri was recently appointed as the Executive Vice Chairman of TERI. Who among the following is the new Director General of the green body?
1) Ajay Mathur
2) Ramesh Chand
3) Parameswaran Iyer
4) Ratan Tata
5) None of these
Answer:- 1) Ajay Mathur

Ques. : 6 _____________ has been appointed as the president of the South Asian Wrestling Federation.
1) Rajmohammed Ansari
2) UH Neville Pdmashri
3) Chawdhury Mohd. Ajgar
4) Tabiur Rehman
5) Brijbhushan Sharan Singh
Answer:- 5) Brijbhushan Sharan Singh

Ques. : 7 The Chettinad cotton saree has won the ‘India Handloom’ tag for its unique designs and identity. These sarees are prepared in the state of
1) Kerala
2) Karnataka
3) Tamil Nadu
4) Maharashtra
5) Andhra Pradesh
Answer:- 3) Tamil Nadu

Ques. : 8 Which of the following states has topped the ‘Index of Internet Readiness of Indian States’?
1) Tamil Nadu
2) Telengana
3) Gujarat
4) Maharashtra
5) Karnataka Answer:- 4) Maharashtra

Ques. : 9 The private lender Bandhan Bank launched NRI banking facilities recently. The bank is headquartered at
1) Mumbai
2) Kolkata
3) Bhubaneswar
4) Bhopal
5) Bengaluru
Answer:- 2) Kolkata

Ques. : 10 The combined military exercise, named Surya Kiran IX, was held recently at Pithoragarh between India and
1) China
2) Sri Lanka
3) Bangladesh
4) Nepal
5) Japan
Answer:- 4) Nepal

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IBPS PO SCORE CARD OUT

                        

IBPS has declared the marks of the shortlisted candidates for IBPS PO. All the shortlisted candidates can click on the below link to check their scores.

                         

                                       CLICK HEAR TO GET YOUR SCORE

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QUIZ 9 FEBRUARY 2016

Ques. : 1 Which of the following countries commands the world’s largest foreign exchange reserves? It witnessed the lowest level of foreign reserves in more than three years recently.
1) South Korea
2) Germany
3) France
4) China
5) UK
Answer:- 4) China

Ques. : 2 The International Fleet Review held in Vishakhapatnam recently was the second such review held in India. The first one was with 29 foreign countries when _________ was the president.
1) APJ Abdul Kalam
2) Shankar Dayal Sharma
3) KR Narayanan
4) Pratibha Patil
5) None of these
Answer:- 1) APJ Abdul Kalam

Ques. : 3 The telecom regulator TRAI ruled in favour of Net neutrality recently. It will levy a penalty of __________ a day for discriminatory tariffs charged by service providers.
1) Rs 10,000
2) Rs 20,000
3) Rs 25,000
4) Rs 50,000
5) Rs 1,00,000
Answer:- 4) Rs 50,000

Ques. : 4 For the first time, border troops of India and China recently held their first joint tactical exercise codenamed Sino-India Cooperation 2016 in Chushul-Moldo in
1) Assam
2) Himachal Pradesh
3) Arunachal Pradesh
4) Jammu & Kashmir
5) Uttarakhand
Answer:- 4) Jammu & Kashmir

Ques. : 5 As per the data released by the Central Statistics Office (CSO), the Indian economy is estimated to expand by what per cent in the fiscal year 2015-16?
1) 7.2%
2) 7.3%
3) 7.4%
4) 7.6%
5) 7.7%
Answer:- 4) 7.6%

Ques. : 6 Name the Niti Aayog member who will head SEBI’s commodity advisory committee which will advise the regulator on various issues plaguing the commodity exchanges.
1) VK Saraswat
2) Bibek Debroy
3) Ramesh Chand
4) Arvind Panagariya
5) Amitabh Kant
Answer:- 3) Ramesh Chand

Ques. : 7 Nida Fazli passed away recently. He was a noted
1) novelist
2) cartoonist
3) journalist
4) Urdu poet
5) English poet
Answer:- 4) Urdu poet

Ques. : 8 Which of the following Indian IT firms has put in place a new incentive structure called iCount as part of its performance appraisal system for employees?
1) Wipro
2) TCS
3) HCL
4) Tech Mahindra
5) Infosys
Answer:- 5) Infosys

Ques. : 9 India and which of the following gulf countries is all set to sign a civil nuclear cooperation agreement?
1) Iran
2) Bahrain
3) Saudi Arabia
4) Kuwait
5) UAE
Answer:- 5) UAE

Ques. : 10 _____________ has received the Directors Guild of America award for best feature film at the 68th annual DGA Awards.
1) Ridley Scott (The Martian)
2) George Miller (Mad Max: Fury Road)
3) Alejandro Gonzalez (The Revenant)
4) Adam McKay (The Big Short)
5) Tom McCarthy (Spotlight)
Answer:- 3) Alejandro Gonzalez (The Revenant)

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QUIZ 8 FEBRUARY 2016

Ques. : 1 Sheikh Mohamed bin Zayed Al Nahyan, who is soon to visit India, is the present crown prince of
1) Abu Dhabi
2) Dubai
3) Ajman
4) Ras al-Khaimah
5) Sharjah
Answer:- 1) Abu Dhabi

Ques. : 2 The Union Govt has decided to set up the National Organic Farming Research Institute in which of the following states?
1) Sikkim
2) Assam
3) West Bengal
4) Uttar Pradesh
5) Haryana
Answer:- 1) Sikkim

Ques. : 3 The Union Minister of Health and Family Welfare JP Nadda recently launched ‘Project Sunrise’ for prevention of AIDS in
1) Delhi
2) Himachal Pradesh
3) Jammu & Kashmir
4) the seven Union Territories
5) the eight North-Eastern states
Answer:- 5) the eight North-Eastern states

Ques. : 4 Sudhir Tailang passed away recently. He was a noted
1) composer
2) poet
3) bureaucrat
4) biologist
5) political cartoonist
Answer:- 5) political cartoonist

Ques. : 5 The seven Basmati rice-producing states will get the geographical indication (GI) tag soon. Which of the following states is NOT among them?
1) Punjab
2) Andhra Pradesh
3) Jammu & Kashmir
4) Uttarakhand
5) Himachal Pradesh
Answer:- 2) Andhra Pradesh

Ques. : 6 Which country recently successfully put a satellite into orbit, with a rocket launch widely condemned as a ballistic missile test for a weapons delivery system?
1) Iran
2) North Korea
3) China
4) Cuba
5) Egypt
Answer:- 2) North Korea

Ques. : 7 India’s proposed trade pact with Russia-led EAEU bloc has been put by the govt on fast track. Which of the following countries is NOT a member of EAEU bloc?
1) Kyrgyzstan
2) Armenia
3) Ukraine
4) Belarus
5) Kazakhstan
Answer:- 3) Ukraine

Ques. : 8 PM Narendra Modi recently stressed on cutting crude oil imports by 2022, the year marking 75 years of India’s independence, by
1) 05 per cent
2) 10 per cent
3) 15 per cent
4) 20 per cent
5) 25 per cent
Answer:- 2) 10 per cent

Ques. : 9 Which of the following IPL franchisees bought Shane Watson for Rs 9.5 cr in the recent auction?
1) Sunrisers Hyderabad
2) Mumbai Indians
3) Royal Challengers Bangalore
4) Delhi Daredevils
5) Kings XI Punjab
Answer:- 3) Royal Challengers Bangalore

Ques. : 10 Zeid Ra’ad Al Hussein is the present United Nations
1) Disengagement Observer Force chief
2) ambassador to Syria
3) ambassador to Afghanistan
4) High Commissioner for Refugees
5) High Commissioner for Human Rights
Answer:- 5) High Commissioner for Human Rights

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